I pawned my car title with title bucks. I get everything signed and cash the check. Then when my first payment is due I ask them how much do I owe and they tell me the minimum balance and I pay it. I go the next month to pay it and see a new person working there. I ask this new employee how much my payment is this time and she tells me the minimum but also informs me that if I only pay the minimum balance that nothing is going to the payment it's just the finance charge. This is absurd. I think it is illegal for them to not use any of the minimum payment towards the principle. It all goes to finance charge. They should have to tell customers this before they pawn their car title. And my father has had the same problem with them. He has been paying them for 2 years on a vehicle. He has paid them well over what he borrowed from them plus the interest. We would like to speak to a lawyer and see what our options are as far as a lawsuit against these leeches and get our titles back.
The manager at title bucks is a lying peace of s* her name is Heather she has been setting me up for a while now got me so far in debt could not pay this month after week late sends repo man took my only car . said pay in full or lose it . well guess what have no way of going. Let me tell you I don't know what I can do but I'm going to contact bbb of Alabama if you can help please reply.
I was wondering if they can put you in jail for not returning a car? They have threanting me through my family that they would put me in jail the car was not stolen neither was it scrap metal it broke down and I even know where it is but how do you answer the phone when all your getting is threats of jail! I understand wanting the car or the money but you should never threaten someone to get what you want! And what about being harassed by the company to the point of a heart attack! I'm not giving them a car just to go to jail for it they told me that even if I give it to them I well still go to jail I have two kids and a bad heart I don't know what to do please someone please comment back thank you!
I am a senior citzen on a fixed income and needed money for unexpected expenses. My credit isn't that good, so
I got a loan from Title Bucks in Phoenix, Az. The loan was for 700.00 and I was to pay $108.23 a month. I got the loan on 1/10/14. They told me that any extra money IPaid would go directly to the principle of the loan. Every month I paid a little over to go toward principle. The interest was 179.88. In September they said I could borrow anoter $200.00 so the balance went back to $657.96. In October I paid 140.00 and out of that 99.70 went to finance charges, but the rest of the money wasn't deducted from the principle. The beginning princple balance and total balance today were both 657.27.
On 2/18/15 I went in to pay a payment, and a person named Sonia Cato was working and I told her I wanted to pay 110.00. The beginning balance on principle was 568.32. She told me I had a credit on my account and I only had to pay 40.00. I asked her how I could have a credit when I paid extra it should be going to the principle. She said it doesn't apply to the principle it just stays out there as a credit. She told me I should just pay 40.00 and get the credit off the books. I was upset and told her okay but I was told it would go to principle, and she said it doesn't. She had me pay the 40.00. My ending principle principle was 617.95. I asked the manager about it the next month, and he said she must have made a mistake but never offered to fix it. The manager's name was charles Turnbull. (They have had 3 different managers during this time. )
The next month my whole 110.00 went to interest. It is now the end of August, and I still owe 468.74. I have never been late on payments. I think I was taken advantage of when she had me just pay 40.00. She t8ld me that nothing would change, everything would be the same because I had an eighty dollar credit that was just setting out there. She didn't tell me that interest would start all over again as a new loan.
TitleBucks, Inc. Reviews
I pawned my car title with title bucks. I get everything signed and cash the check. Then when my first payment is due I ask them how much do I owe and they tell me the minimum balance and I pay it. I go the next month to pay it and see a new person working there. I ask this new employee how much my payment is this time and she tells me the minimum but also informs me that if I only pay the minimum balance that nothing is going to the payment it's just the finance charge. This is absurd. I think it is illegal for them to not use any of the minimum payment towards the principle. It all goes to finance charge. They should have to tell customers this before they pawn their car title. And my father has had the same problem with them. He has been paying them for 2 years on a vehicle. He has paid them well over what he borrowed from them plus the interest. We would like to speak to a lawyer and see what our options are as far as a lawsuit against these leeches and get our titles back.
The manager at title bucks is a lying peace of s* her name is Heather she has been setting me up for a while now got me so far in debt could not pay this month after week late sends repo man took my only car . said pay in full or lose it . well guess what have no way of going. Let me tell you I don't know what I can do but I'm going to contact bbb of Alabama if you can help please reply.
I was wondering if they can put you in jail for not returning a car? They have threanting me through my family that they would put me in jail the car was not stolen neither was it scrap metal it broke down and I even know where it is but how do you answer the phone when all your getting is threats of jail! I understand wanting the car or the money but you should never threaten someone to get what you want! And what about being harassed by the company to the point of a heart attack! I'm not giving them a car just to go to jail for it they told me that even if I give it to them I well still go to jail I have two kids and a bad heart I don't know what to do please someone please comment back thank you!
I am a senior citzen on a fixed income and needed money for unexpected expenses. My credit isn't that good, so
I got a loan from Title Bucks in Phoenix, Az. The loan was for 700.00 and I was to pay $108.23 a month. I got the loan on 1/10/14. They told me that any extra money IPaid would go directly to the principle of the loan. Every month I paid a little over to go toward principle. The interest was 179.88. In September they said I could borrow anoter $200.00 so the balance went back to $657.96. In October I paid 140.00 and out of that 99.70 went to finance charges, but the rest of the money wasn't deducted from the principle. The beginning princple balance and total balance today were both 657.27.
On 2/18/15 I went in to pay a payment, and a person named Sonia Cato was working and I told her I wanted to pay 110.00. The beginning balance on principle was 568.32. She told me I had a credit on my account and I only had to pay 40.00. I asked her how I could have a credit when I paid extra it should be going to the principle. She said it doesn't apply to the principle it just stays out there as a credit. She told me I should just pay 40.00 and get the credit off the books. I was upset and told her okay but I was told it would go to principle, and she said it doesn't. She had me pay the 40.00. My ending principle principle was 617.95. I asked the manager about it the next month, and he said she must have made a mistake but never offered to fix it. The manager's name was charles Turnbull. (They have had 3 different managers during this time. )
The next month my whole 110.00 went to interest. It is now the end of August, and I still owe 468.74. I have never been late on payments. I think I was taken advantage of when she had me just pay 40.00. She t8ld me that nothing would change, everything would be the same because I had an eighty dollar credit that was just setting out there. She didn't tell me that interest would start all over again as a new loan.