In 2014 I was involved in a motor vehicle accident in the SW of Calgary, Alberta, Canada. The driver of the vehicle whom I hit was to provide me with three quotes for the damage repair. Shortly thereafter, I moved from Calgary, Alberta, Canada to Panama City, Republic of Panama. In the time from 2014 to 2016, the claimant had the vehicle repaired to the amount of $8,666.97 and paid for by the Royal Bank Automobile Insurance. I ultimately was to pay this amount because unknown to myself my vehicle insurance was not renewed three days prior to the incident.
When I was living in the Republic of Panama I was completely unaware of the court case being filed against me. It has come to my attention the "papers" were delivered to a UPS store and signed for by someone I do not know nor gave my "proxy" authority to.
There are a number of egregious acts that have been taken against me and they are:
1.) unlawful court case and subsequent judgment against myself.
2.) fraudulent repair bill and quote process to fix the vehicle.
3.) unlawful connection of my driver's license to a civil suit.
4.) unwillingness by Total Credit Recovery to negotiate a settlement post-judgment.
This whole situation has now been going for six years. I have subsequently moved back to Canada and now have no means to support myself as I do not have a driver's license. This problem had created an inability for me to carry on with my renovations company located in Canada. Additionally, I became very sick and was unable to work hence I had to sell 98% of my personal belongings to survive let alone try to pay off the above judgment.
I've called the credit recovery company, Total Credit Recovery to try to negotiate a settlement however a Mr. Tyler indicated there will be no settlement until the judgment is paid in full. I mentioned to him the Royal Bank has probably written the debt off and sold the "paper" at a discount to face value whereby Mr. Tyler told me his firm does not normally purchase "paper" and is at this moment only acting as a recovery agent for the Royal Bank. I then asked him to go to the Royal Bank and tell them I have $3,000.00 to go toward a settlement on the judgment owed. Mr. Tyler wanted me to pay the sum now before initiating any further discussion with the Royal Bank. I refused the request and insisted Mr. Tyler open a dialogue with the Royal Bank to provide my offer of which he refused.
This situation is a travesty of justice and the use of the "prudent man" rule in law. I have been and continue to be 1.) railroaded by gargantuan corporate interests, 2.) inflexible credit recovery procedures, 3.) conspiracy to defraud me of my legal right to freedom of travel via motor vehicle, 4.) my ability to conduct business to make a living had been impeded, 5.) actual fraudulent action was taken against me to defraud me of my legal right to freedom of travel via motor vehicle 6.) my current inability to conduct business, 7.) connection of a civil suit to governmental intrusion and excessive punishment by revoking my driver's license until the judgment is paid in full.
Government and big business would like the public to buy into the concept that driving a vehicle is a privilege. It is not. Freedom of movement is a right codified in the Bill of Rights in Canada and the United States of America. From walking, riding a horse, taking a ride on a train or plane to driving your own vehicle is a right we all have subject to certain rules, not paying a civil judgment should not be one of those rules.
Additionally, legal representation is a right we all have. For me to be completely unaware that a lawsuit was being initiated and implemented against me is unlawful - it goes against the Bill of Rights.
I live in Canada and I do not know any other way to ask for and receive redress on the above issues. I thought I lived in a free, reasonable, rational, and just country but alas I suppose not.
For anyone who is stupid enough to get a line of credit with r.b.c ? Do not under any circumstances !! Never never never exept a line of credit with r.b.c. !! There a bunch of parasitic scum sucking bastards - life happens people screw up but instead of helping u get through via interest only payments r.b.c demands principle plus interest if u don't pay a $ value to principle but maintain interest rate r.b.c sues u takes u to supreme Court of Canada a destroys ur credit ur job ur retirement and ur well being. STEER CLEAR UNDER ALL CIRCUMSTANCES
In accordance with the Rules, the Arbitrator was asked to decide whether the challenged Statements were an opinion or a fact. If, and only if, the Statement was determined to be a statement of fact, the Arbitrator was asked to further decided if, by a preponderance of the evidence, to determine if the Statement was true or false. If the statement identified by the Complainant is determined to be an opinion, no determination will be made as to that particular Statement because an opinion cannot be determined to be true nor false.
Each Statement challenged by the Complainant has been considered, together with any Witness Statements and Documents provided by the Complainant for determination of the truth or falsity of the Statement. The Author did not provide a response to the Complaint.
The Arbitrator determined that the certain statements challenged in the Report were false. Therefore, according to the VIP Arbitration Rules, those statements have been redacted.
On Nov. 4, 2016 Gregor Flavell – Hedge Fund Manager of Ocar Capital Group, and Ocar Energy LLC were found guilty by the Superior Court of Ontario of defrauding Canadian investors and were ordered to pay all outstanding monies owed plus legal costs.
The lawsuit brought against Flavell states that he conspired in 2011 with Darcy Forster, who at the time was the VP of Operations of State Street Bank, to secure financing for Ocar Capital Group & Funds by pledging Ocar shares valued at 2.2 billion that were held at State Street as security for the loans. Shortly after the monies were issued to Flavell the loan went into default.
Darcy Forster then left his VP position at State Street and was hired as the COO/CFO for Ocar Capital Group.
State Street Bank who is also named as a defendant, claims in their statement of defence that there are no loan documents on file for the investors showing that Ocar shares have been pledged for any loans, and that the OCAR fund moved all its business from State Street sometime in 2012. The lawsuits against Darcy Forster and State Street are still before the Ontario courts.
You can read the details of the Statement of Claim and Statement of Defense in its entirety here in this court file: CV-14-515-086
Royal Bank of Canada Reviews
In 2014 I was involved in a motor vehicle accident in the SW of Calgary, Alberta, Canada. The driver of the vehicle whom I hit was to provide me with three quotes for the damage repair. Shortly thereafter, I moved from Calgary, Alberta, Canada to Panama City, Republic of Panama. In the time from 2014 to 2016, the claimant had the vehicle repaired to the amount of $8,666.97 and paid for by the Royal Bank Automobile Insurance. I ultimately was to pay this amount because unknown to myself my vehicle insurance was not renewed three days prior to the incident.
When I was living in the Republic of Panama I was completely unaware of the court case being filed against me. It has come to my attention the "papers" were delivered to a UPS store and signed for by someone I do not know nor gave my "proxy" authority to.
There are a number of egregious acts that have been taken against me and they are:
1.) unlawful court case and subsequent judgment against myself.
2.) fraudulent repair bill and quote process to fix the vehicle.
3.) unlawful connection of my driver's license to a civil suit.
4.) unwillingness by Total Credit Recovery to negotiate a settlement post-judgment.
This whole situation has now been going for six years. I have subsequently moved back to Canada and now have no means to support myself as I do not have a driver's license. This problem had created an inability for me to carry on with my renovations company located in Canada. Additionally, I became very sick and was unable to work hence I had to sell 98% of my personal belongings to survive let alone try to pay off the above judgment.
I've called the credit recovery company, Total Credit Recovery to try to negotiate a settlement however a Mr. Tyler indicated there will be no settlement until the judgment is paid in full. I mentioned to him the Royal Bank has probably written the debt off and sold the "paper" at a discount to face value whereby Mr. Tyler told me his firm does not normally purchase "paper" and is at this moment only acting as a recovery agent for the Royal Bank. I then asked him to go to the Royal Bank and tell them I have $3,000.00 to go toward a settlement on the judgment owed. Mr. Tyler wanted me to pay the sum now before initiating any further discussion with the Royal Bank. I refused the request and insisted Mr. Tyler open a dialogue with the Royal Bank to provide my offer of which he refused.
This situation is a travesty of justice and the use of the "prudent man" rule in law. I have been and continue to be 1.) railroaded by gargantuan corporate interests, 2.) inflexible credit recovery procedures, 3.) conspiracy to defraud me of my legal right to freedom of travel via motor vehicle, 4.) my ability to conduct business to make a living had been impeded, 5.) actual fraudulent action was taken against me to defraud me of my legal right to freedom of travel via motor vehicle 6.) my current inability to conduct business, 7.) connection of a civil suit to governmental intrusion and excessive punishment by revoking my driver's license until the judgment is paid in full.
Government and big business would like the public to buy into the concept that driving a vehicle is a privilege. It is not. Freedom of movement is a right codified in the Bill of Rights in Canada and the United States of America. From walking, riding a horse, taking a ride on a train or plane to driving your own vehicle is a right we all have subject to certain rules, not paying a civil judgment should not be one of those rules.
Additionally, legal representation is a right we all have. For me to be completely unaware that a lawsuit was being initiated and implemented against me is unlawful - it goes against the Bill of Rights.
I live in Canada and I do not know any other way to ask for and receive redress on the above issues. I thought I lived in a free, reasonable, rational, and just country but alas I suppose not.
When i was down and out these very cruel bank manager kicked me while i was down, she is ruthless and doesn;t care about anyone but the bottom end.
get out off her way ,please come forwars and don't deal with her or the basnk she work for
Unfair treatment and policies that work only in banks favor, even when clients are in right, they go against rules in banks favor, abuse of power.
Crooks
For anyone who is stupid enough to get a line of credit with r.b.c ? Do not under any circumstances !! Never never never exept a line of credit with r.b.c. !! There a bunch of parasitic scum sucking bastards - life happens people screw up but instead of helping u get through via interest only payments r.b.c demands principle plus interest if u don't pay a $ value to principle but maintain interest rate r.b.c sues u takes u to supreme Court of Canada a destroys ur credit ur job ur retirement and ur well being. STEER CLEAR UNDER ALL CIRCUMSTANCES
In accordance with the Rules, the Arbitrator was asked to decide whether the challenged Statements were an opinion or a fact. If, and only if, the Statement was determined to be a statement of fact, the Arbitrator was asked to further decided if, by a preponderance of the evidence, to determine if the Statement was true or false. If the statement identified by the Complainant is determined to be an opinion, no determination will be made as to that particular Statement because an opinion cannot be determined to be true nor false.
Each Statement challenged by the Complainant has been considered, together with any Witness Statements and Documents provided by the Complainant for determination of the truth or falsity of the Statement. The Author did not provide a response to the Complaint.
The Arbitrator determined that the certain statements challenged in the Report were false. Therefore, according to the VIP Arbitration Rules, those statements have been redacted.
On Nov. 4, 2016 Gregor Flavell – Hedge Fund Manager of Ocar Capital Group, and Ocar Energy LLC were found guilty by the Superior Court of Ontario of defrauding Canadian investors and were ordered to pay all outstanding monies owed plus legal costs.
The lawsuit brought against Flavell states that he conspired in 2011 with Darcy Forster, who at the time was the VP of Operations of State Street Bank, to secure financing for Ocar Capital Group & Funds by pledging Ocar shares valued at 2.2 billion that were held at State Street as security for the loans. Shortly after the monies were issued to Flavell the loan went into default.
Darcy Forster then left his VP position at State Street and was hired as the COO/CFO for Ocar Capital Group.
State Street Bank who is also named as a defendant, claims in their statement of defence that there are no loan documents on file for the investors showing that Ocar shares have been pledged for any loans, and that the OCAR fund moved all its business from State Street sometime in 2012. The lawsuits against Darcy Forster and State Street are still before the Ontario courts.
You can read the details of the Statement of Claim and Statement of Defense in its entirety here in this court file: CV-14-515-086